Business Description
Qfin Holdings Inc
ISIN : US88557W1018
Share Class Description:
QFIN: ADRTotal Employee Number:
3,557Compare
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Traded in other countries / regions
QFIN.USA03660.Hong KongCKR0.GermanyQFINN.Mexico Index Membership
NASDAQ Golden Dragon China Index IPO Date
2018-12-14Description
Qfin Holdings Inc is engaged in matching individual borrowers with credit demand to a diversified pool of financial institutions with credit to supply through a financial technology platform. It has released large-scale financial credit multimodal benchmark, building a critical bridge between credit AI research and real-world applications.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.59 | |||||
Equity-to-Asset | 0.45 | |||||
Debt-to-Equity | 0.09 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -3.13 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 10.5 | |||||
3-Year EPS without NRI Growth Rate | 18.9 | |||||
3-Year FCF Growth Rate | 29.1 | |||||
3-Year Book Growth Rate | 18.8 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | -10.64 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 40.4 | |||||
9-Day RSI | 34.75 | |||||
14-Day RSI | 34.82 | |||||
3-1 Month Momentum % | 13.22 | |||||
6-1 Month Momentum % | -9.6 | |||||
12-1 Month Momentum % | -57.55 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 13.38 | |||||
Dividend Payout Ratio | 0.28 | |||||
3-Year Dividend Growth Rate | 23.5 | |||||
Forward Dividend Yield % | 13.38 | |||||
5-Year Yield-on-Cost % | 13.38 | |||||
3-Year Average Share Buyback Ratio | 8.9 | |||||
Shareholder Yield % | -10.29 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 33.54 | |||||
FCF Margin % | 68.8 | |||||
OCF Margin % | 68.8 | |||||
ROE % | 21.19 | |||||
ROA % | 8.83 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 2.12 | |||||
Forward PE Ratio | 2.81 | |||||
PE Ratio without NRI | 2.16 | |||||
Shiller PE Ratio | 3.66 | |||||
PEG Ratio | 0.1 | |||||
PS Ratio | 0.7 | |||||
PB Ratio | 0.4 | |||||
Price-to-Tangible-Book | 0.41 | |||||
Price-to-Free-Cash-Flow | 1.04 | |||||
Price-to-Operating-Cash-Flow | 1.04 | |||||
EV-to-Revenue | 0.42 | |||||
EV-to-Forward-Revenue | 0.96 | |||||
EV-to-FCF | 0.62 | |||||
Price-to-GF-Value | 0.42 | |||||
Price-to-Projected-FCF | 0.08 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.12 | |||||
Price-to-Graham-Number | 0.2 | |||||
FCF Yield % | 104.61 | |||||
Forward Rate of Return (Yacktman) % | 86.54 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Qfin Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 2,134.545 | ||
| EPS (TTM) ($) | 5.442 | ||
| Beta | 0.9922 | ||
| 3-Year Sharpe Ratio | -0.19 | ||
| 3-Year Sortino Ratio | -0.27 | ||
| Volatility % | 43.34 | ||
| 14-Day RSI | 34.82 | ||
| 14-Day ATR ($) | 0.505275 | ||
| 20-Day SMA ($) | 12.64025 | ||
| 12-1 Month Momentum % | -57.55 | ||
| 52-Week Range ($) | 10.85 - 32.69 | ||
| Shares Outstanding (Mil) | 121.75 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Qfin Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Qfin Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-18 19:30 | In 86 days | ||
| Third quarter earnings results for 2026 | 2026-11-18 | In 84 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-14 20:30 | 12.49 (-0.36%) | ||
| Second quarter earnings results for 2026 | 2026-08-14 | 12.49 (-0.36%) | ||
| General meeting for 2025 | 2026-06-30 09:30 | 15.66 (-1.88%) | ||
| First quarter earnings conference call for 2026 | 2026-05-26 20:30 | 11.65 (-2.31%) | ||
| First quarter earnings results for 2026 | 2026-05-26 | 11.65 (-2.31%) | ||
| Annual report for 2025 | 2026-04-27 | 13.01 (+1.05%) | ||
| USD 0.780000 Cash Dividend | 2026-04-22 | 13.85 (-1.21%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-17 20:30 | 13.93 (-0.50%) |
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Entries
Qfin Holdings Inc Frequently Asked Questions
What is Qfin Holdings Inc(QFIN)'s stock price today?
The current price of QFIN is $11.53. The 52 week high of QFIN is $32.69 and 52 week low is $10.85.
When is next earnings date of Qfin Holdings Inc(QFIN)?
The next earnings date of Qfin Holdings Inc(QFIN) is 2026-11-18 Est..
Does Qfin Holdings Inc(QFIN) pay dividends? If so, how much?
The Dividend Yield %  of Qfin Holdings Inc(QFIN) is 13.38% (As of Today), Highest Dividend Payout Ratio of Qfin Holdings Inc(QFIN) was 0.28. The lowest was 0.05. And the median was 0.2. The  Forward Dividend Yield % of Qfin Holdings Inc(QFIN) is 13.38%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:QFIN
Ararfund
Bullish
2026 Q2
investor letter may 2026 public
What the manager wrote
We are optimistic about QFin as it has shown significant growth, with its stock increasing over 40% on earnings. This performance is indicative of the company's strong position within the Chinese lending sector, which is expected to normalize provisions, presenting a worthwhile upside risk. Despite regulatory challenges, we believe QFin's growth trajectory remains robust, and we are closely monitoring developments for further clarity.
Van Der Mandele Arar Fund
Bullish
2026 Q1
investor letter mar 2026 public
What the manager wrote
QFin Holdings is positioned favorably with a forward P/E of 3.8 and a P/B of 0.61, indicating it is a better prime lender with a large loan book. The manager appreciates their history of innovation and shareholder-friendly behavior, which, combined with attractive P/Bs, supports the investment thesis. Despite potential challenges from rumors of further interest rate reductions, the manager believes in the company's resilience and ability to normalize provisions, making it a compelling investment.
Press Release
Articles on Qfin Holdings Inc
Headlines
See More- 1
Aug 26, 2026
Qfin Holdings declares $0.46/ADS semi-annual dividend
Seeking Alpha • 11:13pm
Aug 25, 2026
Qfin stock slumps after Q2 earnings disappoint, with more softness expected in Q3
Seeking Alpha • 4:11pm
Aug 24, 2026
Qfin Holdings Q2 Earnings Preview
Seeking Alpha • 4:35pm
- 1
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